Anti-Money Laundering Compliance Officer Job Vacancy in Tozeur, Tunisia – Banking & Finance

Job Description

Position:Anti-Money Laundering Compliance Officer

Company:Banque Zitouna

Location:Tozeur, Tunisia

Experience:3-5 years in AML compliance or related field

Education:Bachelor’s degree in Finance, Law, Business Administration or related discipline

Employment Type:Full-time

Industry:Banking & Finance

Department:Compliance & Risk Management

Salary:SSP 2,500 – 3,500 per month

Vacancies:1

Company Overview

Banque Zitouna is Tunisia’s leading Islamic bank, renowned for its commitment to ethical finance, social responsibility, and innovative banking solutions. Established in 2009, the bank has expanded its footprint across the country, offering retail, corporate, and investment services that comply with Sharia principles. With a strong presence in major cities such as Tunis, Sfax, and Sousse, Banque Zitouna is now extending its compliance capabilities to the southern region, bringing high‑quality financial services to Tozeur and surrounding areas. The bank’s culture emphasizes integrity, transparency, and community development, making it a preferred employer for professionals seeking meaningful impact in the Banking & Finance sector. As part of its growth strategy, Banque Zitouna continuously invests in talent, technology, and training to ensure robust risk management and regulatory adherence, positioning itself as a trusted partner for both customers and regulators.

Working at Banque Zitouna means joining a dynamic team that values diversity, continuous learning, and a collaborative spirit. Employees benefit from a supportive environment that encourages innovation while upholding the highest standards of Islamic finance. The bank’s dedication to corporate social responsibility is reflected in numerous community initiatives, including financial literacy programs, youth entrepreneurship support, and sustainable development projects throughout Tunisia. This commitment to societal well‑being aligns with the bank’s vision of fostering inclusive economic growth and creating lasting career opportunities for Tunisia Jobs seekers.

Job Overview

The Anti‑Money Laundering (AML) Compliance Officer will play a pivotal role in safeguarding Banque Zitouna’s operations against financial crime, ensuring strict adherence to national and international regulations. Reporting to the Head of Compliance, the incumbent will design, implement, and monitor AML policies, conduct thorough investigations, and provide expert guidance to business units. This position is essential for maintaining the bank’s reputation, protecting customer assets, and supporting the bank’s mission of ethical banking. The role offers a unique opportunity to influence the bank’s risk framework, work closely with senior management, and contribute to a culture of compliance across all branches, including the newly established Tozeur office. For more information, visit Tunisia Job Search. This posting is a prime example of Career Opportunities in Tunisia and reflects the bank’s ongoing Hiring in Tunisia initiative.

As part of the Compliance & Risk Management department, the AML Officer will collaborate with internal audit, legal, and IT teams to develop robust monitoring systems, conduct periodic risk assessments, and stay abreast of evolving regulatory expectations. The role demands a proactive mindset, strong analytical abilities, and the capacity to communicate complex regulatory concepts in clear, actionable terms. Successful candidates will help drive the bank’s compliance agenda, ensuring that Banque Zitouna remains a leader in secure, ethical banking practices.

Key Responsibilities

• Develop, update, and enforce AML policies, procedures, and controls in line with Tunisian law and FATF recommendations.
• Conduct customer due‑diligence (CDD) and enhanced due‑diligence (EDD) reviews for high‑risk accounts.
• Monitor transactions using advanced analytics tools to detect suspicious activity.
• Prepare and file Suspicious Activity Reports (SARs) with the Financial Intelligence Unit (FIU) within regulatory timelines.
• Lead internal investigations into potential AML breaches, documenting findings and recommending corrective actions.
• Provide AML training and awareness sessions for staff across all business units.
• Collaborate with the IT department to enhance monitoring systems and ensure data integrity.
• Stay updated on regulatory changes, industry best practices, and emerging money‑laundering typologies.
• Report regularly to senior management on AML risk exposure and mitigation strategies.

Required Skills

• Strong knowledge of Tunisian AML regulations, FATF standards, and international best practices.
• Excellent analytical and investigative skills with attention to detail.
• Proficiency in AML software and data analysis tools.
• Effective communication skills, both written and verbal, in Arabic, French, and English.
• Ability to work independently and as part of a multidisciplinary team.
• High ethical standards and a commitment to confidentiality.

Education

The candidate must hold a Bachelor’s degree in Finance, Law, Business Administration, or a related discipline. Professional certifications such as CAMS (Certified Anti‑Money Laundering Specialist) or equivalent are highly desirable and will be considered an advantage during the selection process.

Experience

A minimum of three to five years of hands‑on experience in AML compliance, financial crime investigation, or related risk management functions within a banking or financial services environment is required. Prior experience in an Islamic banking context is a plus, as is familiarity with the regulatory landscape of Tunisia.

Salary

The position offers a competitive salary range of SSP 2,500 to 3,500 per month, commensurate with experience and qualifications. Performance‑based bonuses and other incentives may be provided in line with the bank’s remuneration policy.

Benefits

• Comprehensive health insurance covering medical, dental, and vision care.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays in accordance with Tunisian labor law.
• Transportation allowance for commuting to the Tozeur office.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering bank policies, AML frameworks, and Islamic finance principles.
• Continuous professional development workshops, including advanced AML techniques and regulatory updates.
• Support for obtaining CAMS or other relevant certifications.

Working Environment

Banque Zitouna offers a modern, inclusive workplace in Tozeur, equipped with state‑of‑the‑art technology and collaborative spaces. The bank promotes a balanced work‑life culture, encouraging flexibility, teamwork, and open communication. Employees enjoy a supportive atmosphere where ideas are valued and professional growth is nurtured.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal on the bank’s career page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for a competency‑based interview followed by a technical assessment. Please ensure all documents are uploaded in PDF format.

Equal Opportunity Statement

Banque Zitouna is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, religion, disability, or any other protected characteristic. Our hiring practices reflect our dedication to fairness and respect, ensuring that every applicant receives equal consideration for Employment in Tunisia.