Risk Management Analyst Job Vacancy in Sfax, Tunisia – Banking & Finance

Job Description

Position:Risk Management Analyst

Company:Banque Internationale Arabe de Tunisie (BIAT)

Location:Sfax, Tunisia

Experience:2-4 years in risk analysis, financial services

Education:Bachelor’s degree in Finance, Economics, or related field

Employment Type:Full-time

Industry:Banking & Finance

Department:Risk Management

Salary:SSP 2,500 – 3,500 per month

Vacancies:1

Company Overview

Banque Internationale Arabe de Tunisie (BIAT) is one of the leading financial institutions in Tunisia, offering a comprehensive range of banking services to individuals, corporations, and public sector entities. With a history spanning over six decades, BIAT has built a reputation for stability, innovation, and customer‑centric solutions. The bank operates a network of branches across the country, including a strong presence in Sfax, the economic hub of the southern region. As a major player in the Tunisian banking sector, BIAT continuously invests in digital transformation, risk management excellence, and sustainable finance, creating a dynamic environment for professionals seeking long‑term career growth.

BIAT’s commitment to excellence is reflected in its robust governance framework, adherence to international regulatory standards, and a culture that encourages continuous learning. The bank’s strategic focus on risk mitigation, credit quality, and operational efficiency positions it as an attractive employer for talent looking to make an impact in the financial industry. By joining BIAT, you become part of a forward‑thinking organization that values integrity, teamwork, and innovation, while contributing to the broader economic development of Tunisia.

Job Overview

The Risk Management Analyst will play a pivotal role in identifying, assessing, and monitoring financial risks associated with the bank’s lending portfolio, market activities, and operational processes. Reporting to the Head of Risk Management, the analyst will collaborate with cross‑functional teams to develop risk models, conduct stress testing, and ensure compliance with both local and international regulatory requirements. This position offers a unique opportunity to work on high‑impact projects, leverage advanced analytical tools, and support BIAT’s strategic objectives of maintaining a resilient risk profile.

As part of the risk management department, you will be involved in the full risk lifecycle—from data collection and analysis to reporting and recommendation of mitigation strategies. The role requires a strong analytical mindset, attention to detail, and the ability to communicate complex risk concepts to senior stakeholders. This is an ideal position for professionals eager to deepen their expertise in financial risk within a reputable Tunisian bank, while contributing to the bank’s mission of sustainable growth and stability.

For more information about BIAT and its career opportunities, visit Tunisia Job Search. This posting is part of our ongoing effort to attract top talent for Tunisia Jobs and to support the broader goal of creating meaningful Career Opportunities in Tunisia.

Key Responsibilities

• Conduct quantitative risk assessments on credit, market, and operational exposures.
• Develop and maintain risk models, including probability of default and loss given default calculations.
• Perform regular stress testing and scenario analysis to evaluate portfolio resilience.
• Prepare detailed risk reports for senior management and regulatory bodies.
• Collaborate with credit officers, treasury, and compliance teams to ensure risk mitigation measures are implemented.
• Monitor emerging risk trends and recommend proactive strategies.
• Assist in the development of risk policies and procedures aligned with Basel III standards.

Required Skills

• Strong analytical and quantitative skills with proficiency in Excel, VBA, and statistical software (e.g., R, Python, SAS).
• Understanding of banking products, credit analysis, and financial statements.
• Excellent written and verbal communication abilities in French and English; Arabic is a plus.
• Attention to detail and ability to work under tight deadlines.
• Team‑player attitude with the capacity to influence cross‑functional stakeholders.
• Knowledge of regulatory frameworks such as Basel III, IFRS 9, and local banking regulations.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Candidates holding professional certifications such as FRM (Financial Risk Manager) or CFA (Chartered Financial Analyst) will be given preference.

Experience

Applicants should have 2‑4 years of relevant experience in risk analysis, credit risk, market risk, or a similar function within a banking or financial services environment. Experience with risk modeling tools and exposure to regulatory reporting is highly desirable.

Salary

The compensation package ranges from SSP 2,500 to SSP 3,500 per month, commensurate with experience and qualifications. The salary is complemented by performance‑based bonuses and a comprehensive benefits suite.

Benefits

• Health insurance coverage for employee and dependents.
• Retirement savings plan with employer contributions.
• Annual paid leave and public holidays in accordance with Tunisian labor law.
• Transportation allowance for commuting to the Sfax office.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering BIAT’s risk framework and systems.
• Continuous professional development courses, including risk modeling and regulatory updates.
• Access to internal e‑learning platform and external certification support.
• Mentorship from senior risk managers and participation in cross‑departmental projects.

Working Environment

BIAT offers a modern office environment in Sfax equipped with state‑of‑the‑art technology, collaborative workspaces, and a culture that promotes innovation and knowledge sharing. The bank encourages a healthy work‑life balance and provides flexible working arrangements where applicable.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the role through the online application portal on the BIAT careers page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an initial interview followed by technical assessments.

Equal Opportunity Statement

Banque Internationale Arabe de Tunisie (BIAT) is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, race, religion, or sexual orientation. Our hiring practices reflect our dedication to fairness and meritocracy, ensuring that every applicant receives equal consideration for employment.