Risk Management Analyst Job Vacancy in Sfax, Tunisia – Banking & Finance

Job Description

Position:Risk Management Analyst

Company:Banque Internationale Arabe de Tunisie (BIAT)

Location:Sfax, Tunisia

Experience:3-5 years

Education:Bachelor’s degree in Finance, Economics, or related field

Employment Type:Full-time

Industry:Banking & Finance

Department:Risk Management

Salary:SSP 2,500 – 3,500 per month

Vacancies:1

Company Overview

Banque Internationale Arabe de Tunisie (BIAT) stands as one of the leading financial institutions in Tunisia, offering a comprehensive range of banking services to individuals, corporations, and public sector entities. With a heritage spanning over six decades, BIAT has built a reputation for financial stability, innovative digital solutions, and a strong commitment to community development. The bank operates a network of branches across the country, including a major hub in Sfax, where it supports the economic growth of the region’s industrial and commercial sectors. As a dynamic employer, BIAT provides career pathways that align with the evolving landscape of Tunisia Jobs, fostering professional growth and contributing to the nation’s financial resilience.

Job Overview

The Risk Management Analyst will join BIAT’s dedicated Risk Management Department in Sfax, playing a pivotal role in identifying, assessing, and mitigating financial risks that could impact the bank’s portfolio. This position offers a unique opportunity to work within a collaborative environment that values analytical rigor and strategic insight. Candidates will engage with cross‑functional teams, contribute to risk reporting, and support the development of risk mitigation frameworks. For more information about BIAT and its commitment to career development, visit the main portal at https://tunisiajobsearch.com/. This role is a key component of the bank’s hiring in Tunisia strategy, aimed at strengthening its risk governance capabilities.

Key Responsibilities

• Conduct quantitative and qualitative risk assessments for credit, market, and operational exposures.
• Prepare detailed risk analysis reports and present findings to senior management.
• Monitor risk indicators and ensure compliance with regulatory standards set by the Central Bank of Tunisia.
• Collaborate with the Credit Department to evaluate loan proposals and recommend risk‑adjusted pricing.
• Develop and maintain risk models, stress‑testing scenarios, and scenario analysis tools.
• Assist in the implementation of risk mitigation strategies and track their effectiveness.
• Support internal audit activities by providing risk‑related documentation and insights.
• Stay updated on emerging risks, market trends, and regulatory changes affecting the banking sector.

Required Skills

• Strong analytical and problem‑solving abilities with a keen eye for detail.
• Proficiency in statistical software and risk modeling tools (e.g., SAS, R, Python).
• Excellent written and verbal communication skills in French and English.
• Ability to interpret complex financial data and translate it into actionable recommendations.
• Knowledge of Basel III/IV frameworks and local regulatory requirements.
• Effective teamwork and stakeholder management capabilities.

Education

A bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Candidates with professional certifications such as FRM (Financial Risk Manager) or CFA (Chartered Financial Analyst) are highly regarded and will be given preference.

Experience

The ideal applicant will have 3 to 5 years of experience in risk analysis, credit risk assessment, or a similar role within a banking or financial services environment. Prior exposure to Tunisian banking regulations and experience working in a multicultural team are advantageous.

Salary

BIAT offers a competitive salary range of SSP 2,500 to 3,500 per month, reflecting the candidate’s expertise and market standards for risk professionals. Performance‑based bonuses and annual salary reviews are part of the compensation package.

Benefits

• Comprehensive health insurance covering medical, dental, and vision care.
• Retirement savings plan with employer contributions.
• Generous paid leave, including annual, sick, and parental leave.
• Transportation allowance for commuting to the Sfax office.
• Access to employee wellness programs and fitness facilities.
• Employee assistance program for personal and professional support.

Training

• On‑boarding program that introduces BIAT’s risk framework and corporate culture.
• Continuous professional development courses in advanced risk modeling and regulatory compliance.
• Opportunities to attend industry conferences and workshops across Tunisia and internationally.
• Mentorship program pairing new analysts with senior risk managers.

Working Environment

BIAT’s Sfax branch offers a modern, collaborative workspace equipped with state‑of‑the‑art technology and secure data systems. The bank promotes a culture of inclusivity, encouraging diverse perspectives and fostering an environment where employees can thrive. Flexible working arrangements, including occasional remote work, are available to support work‑life balance.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal on the BIAT careers page. Applications will be reviewed by the Talent Acquisition team, and shortlisted candidates will be invited for a preliminary interview followed by a technical assessment and final interview with senior risk leadership.

Equal Opportunity Statement

BIAT is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, ethnicity, religion, or sexual orientation. Our hiring practices reflect our dedication to fairness and the promotion of equal employment opportunities throughout Tunisia.