Corporate Credit Analyst Job Vacancy in Sbeitla, Tunisia – Banking & Finance

Job Description

Position: Corporate Credit Analyst

Company: BNP Paribas Tunisia

Location: Sbeitla, Tunisia

Experience: 3-5 years

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Credit Management

Salary: 2,500 – 3,500 SSP per month

Vacancies:1

Company Overview

BNP Paribas Tunisia is a leading international banking institution with a strong presence across North Africa. As part of the global BNP Paribas Group, the Tunisian subsidiary offers a comprehensive range of retail, corporate, and investment banking services. The bank is committed to fostering sustainable economic growth in Tunisia, supporting local businesses, and delivering innovative financial solutions. With a focus on digital transformation, risk management excellence, and customer-centric culture, BNP Paribas Tunisia has become a preferred employer for finance professionals seeking dynamic career pathways. This role contributes directly to the bank’s mission of delivering high‑quality credit services while upholding the highest standards of integrity and compliance. The position is an excellent opportunity for individuals looking to advance their careers within a reputable institution that values diversity, professional development, and community impact. As part of our ongoing commitment to creating a vibrant workplace, we actively promote Tunisia Jobs and encourage talented candidates to explore this exciting opening.

Job Overview

The Corporate Credit Analyst will play a pivotal role in assessing the creditworthiness of corporate clients, preparing detailed credit proposals, and supporting the Credit Committee in decision‑making processes. Reporting to the Credit Manager, the analyst will conduct financial analysis, risk assessment, and market research to ensure that lending decisions align with the bank’s risk appetite and regulatory requirements. This position offers exposure to a diverse portfolio of industries, enabling the analyst to develop deep sector expertise and contribute to the bank’s strategic growth objectives. The role also involves close collaboration with relationship managers, product specialists, and compliance teams to deliver tailored financing solutions that meet client needs while safeguarding the bank’s assets. By joining BNP Paribas Tunisia, you will be part of a forward‑thinking team that values analytical rigor, innovative thinking, and a proactive approach to risk management. This job is a prime example of Career Opportunities in Tunisia for finance professionals who thrive in a fast‑paced, results‑driven environment.

Key Responsibilities

• Analyze financial statements, cash flow projections, and operational metrics of corporate borrowers.
• Prepare comprehensive credit memorandums, including risk ratings, repayment capacity assessments, and covenant recommendations.
• Conduct industry and market research to identify trends, competitive dynamics, and potential risk factors.
• Collaborate with relationship managers to structure appropriate financing solutions and negotiate terms.
• Present credit proposals to the Credit Committee and respond to queries during review meetings.
• Monitor existing loan portfolios, identify early warning signals, and recommend remedial actions.
• Ensure compliance with internal credit policies, regulatory guidelines, and anti‑money‑laundering standards.
• Maintain accurate records in the credit management system and update client profiles regularly.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• Excellent written and verbal communication skills in French and English; Arabic is a plus.
• Detail‑oriented mindset with a high degree of accuracy in documentation.
• Ability to work independently and as part of a multidisciplinary team.
• Proficiency in MS Office, especially Excel; experience with credit analysis software is advantageous.
• Solid understanding of banking regulations, Basel III standards, and local credit guidelines.

Education

A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or equivalent are highly desirable and will be considered an asset during the selection process.

Experience

Applicants should have 3 to 5 years of experience in corporate credit analysis, loan underwriting, or financial risk assessment within a reputable banking or financial services institution. Experience in the Tunisian market or familiarity with local industry sectors will be advantageous.

Salary

The compensation package ranges from 2,500 to 3,500 SSP per month, commensurate with experience and qualifications. In addition to the base salary, the role includes performance‑based bonuses, health insurance, and a comprehensive retirement plan.

Benefits

• Competitive salary and performance bonuses.
• Comprehensive health and dental coverage.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering bank policies, credit procedures, and compliance standards.
• Continuous professional development through workshops, webinars, and access to BNP Paribas Academy.
• Opportunities to pursue certifications such as CFA or FRM with financial support.

Working Environment

BNP Paribas Tunisia offers a modern office environment equipped with state‑of‑the‑art technology and collaborative workspaces. The bank promotes a culture of inclusion, encouraging diverse perspectives and fostering a supportive atmosphere where employees can thrive. Flexible working arrangements are available to promote work‑life balance, and the organization places a strong emphasis on corporate social responsibility and community engagement.

Application Process

Interested candidates are invited to submit their application through our online portal. Please include a detailed CV, a cover letter outlining your motivation, and any relevant certifications. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an initial interview. For more information about the role and to apply, visit https://tunisiajobsearch.com/. We encourage all qualified individuals to apply, as we are committed to equal opportunity hiring practices.

Equal Opportunity Statement

BNP Paribas Tunisia is an equal‑opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, race, religion, or sexual orientation. Our recruitment processes are designed to ensure fairness and transparency, supporting the best talent in Tunisia Jobs market.