Underwriting Analyst Job Vacancy in Ariana, Tunisia – Insurance

Job Description

Position: Underwriting Analyst

Company: AXA Tunisia

Location: Ariana, Tunisia

Experience: 2-4 years

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Insurance

Department: Underwriting

Salary: 2500 – 3500 SSP per month

Vacancies:1

Company Overview

AXA Tunisia is a leading international insurance provider with a strong presence across North Africa. As part of the global AXA Group, the company offers a comprehensive portfolio of life, health, and property‑casualty insurance solutions. AXA Tunisia is committed to fostering a culture of innovation, customer centricity, and sustainable growth. The firm continuously invests in digital transformation, data analytics, and talent development to stay ahead in a competitive market. With a reputation for excellence, AXA Tunisia provides a dynamic environment where professionals can build rewarding careers while contributing to the financial security of individuals and businesses throughout Tunisia. This role supports AXA’s mission to deliver reliable insurance services and aligns with the broader goal of enhancing employment opportunities in Tunisia.

For more information about AXA Tunisia and its commitment to career development, visit Tunisia Job Search.

Job Overview

The Underwriting Analyst will play a pivotal role in evaluating risk, pricing insurance policies, and ensuring compliance with regulatory standards. Reporting to the Senior Underwriting Manager, the analyst will collaborate with sales, actuarial, and claims teams to develop accurate risk assessments and profitable underwriting strategies. This position offers a unique opportunity to work within a globally recognized insurance brand, applying analytical expertise to real‑world scenarios and contributing to the growth of AXA’s portfolio in Tunisia.

This role is essential for supporting AXA’s strategic objectives, enhancing the quality of underwriting decisions, and delivering superior customer experiences. The successful candidate will be instrumental in driving efficiency, maintaining high standards of risk management, and supporting the company’s vision of becoming a market leader in the Tunisian insurance sector.

Key Responsibilities

• Analyze insurance applications and assess risk exposure using quantitative models and industry benchmarks.
• Prepare detailed underwriting reports, including risk ratings, pricing recommendations, and policy terms.
• Collaborate with sales teams to provide underwriting guidance and support business development initiatives.
• Ensure compliance with local regulatory requirements and AXA Group underwriting guidelines.
• Monitor portfolio performance, identify trends, and recommend adjustments to pricing structures.
• Participate in the development and refinement of underwriting policies and procedures.
• Assist in the preparation of quarterly risk analysis presentations for senior management.

Required Skills

• Strong analytical and quantitative abilities with proficiency in Excel and statistical software.
• Excellent written and verbal communication skills in French and English; Arabic is a plus.
• Detail‑oriented mindset with a focus on accuracy and risk mitigation.
• Ability to work collaboratively across cross‑functional teams.
• Knowledge of Tunisian insurance regulations and market dynamics.
• Problem‑solving aptitude and capacity to make data‑driven decisions.

Education

The candidate must hold a Bachelor’s degree in Finance, Economics, Actuarial Science, or a related discipline. Professional certifications such as Chartered Insurance Analyst (CIA) or equivalent are advantageous but not mandatory.

Experience

A minimum of 2 to 4 years of experience in underwriting, risk analysis, or insurance product development is required. Experience within an international insurance firm or exposure to multi‑line insurance products will be considered a strong asset.

Salary

The compensation package ranges from 2500 to 3500 SSP per month, commensurate with experience and qualifications. AXA Tunisia also offers performance‑based bonuses and a comprehensive benefits suite.

Benefits

• Health and dental insurance coverage.
• Retirement savings plan with company matching.
• Paid annual leave and public holidays.
• Professional development allowance.
• Employee assistance program.

Training

• Onboarding program covering AXA’s underwriting framework and compliance standards.
• Continuous learning opportunities through AXA’s global training platforms.
• Mentorship from senior underwriters and actuarial experts.

Working Environment

AXA Tunisia offers a modern office environment in Ariana, equipped with state‑of‑the‑art technology and collaborative workspaces. The company promotes a flexible work culture, encouraging work‑life balance and fostering an inclusive atmosphere where diversity is celebrated.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal on the company’s career page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for interviews.

Equal Opportunity Statement

AXA Tunisia is an equal opportunity employer. We welcome applications from all qualified individuals regardless of gender, nationality, disability, or any other protected characteristic. Our commitment to diversity ensures a vibrant workplace where every employee can thrive.