Credit Risk Analyst Job Vacancy in Manouba, Tunisia – Banking & Finance

Job Description

Position: Credit Risk Analyst

Company: Attijari Bank Tunisia

Location: Manouba, Tunisia

Experience: 2-4 years in credit risk analysis

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Finance

Department: Credit Risk Management

Salary: SSP 1,800 – 2,500 per month

Vacancies:1

Company Overview

Attijari Bank Tunisia, a subsidiary of the leading North African banking group Attijariwafa Bank, has been serving individuals and businesses across Tunisia since 2005. With a strong commitment to financial inclusion, innovative digital solutions, and sustainable growth, the bank offers a dynamic environment for professionals seeking to advance their careers in the banking sector. As part of its expansion strategy, Attijari Bank Tunisia continues to invest in talent acquisition, focusing on expertise in credit risk management to support its robust loan portfolio and maintain regulatory compliance. The bank is a leading employer for Tunisia Jobs and consistently ranks among the top choices for Jobs in Tunisia, providing excellent Career Opportunities in Tunisia.

Job Overview

The Credit Risk Analyst will join the Credit Risk Management department to evaluate, monitor, and mitigate credit risk associated with the bank’s lending activities. Reporting to the Credit Risk Manager, the analyst will conduct thorough credit assessments, prepare risk reports, and collaborate with relationship managers to ensure sound credit decisions. This position offers a unique opportunity to work within a leading financial institution, engage with a diverse client base, and develop expertise in risk analytics. This role is part of our Hiring in Tunisia initiative. For more information about our career opportunities, visit our website at https://tunisiajobsearch.com/.

Key Responsibilities

• Analyze credit applications and financial statements to assess borrower creditworthiness.
• Prepare detailed risk rating reports and present findings to senior management.
• Monitor existing loan portfolios for early warning signs of credit deterioration.
• Develop and maintain credit risk models and scoring tools in line with regulatory standards.
• Collaborate with relationship managers to structure loan terms that align with risk appetite.
• Assist in the preparation of regulatory reports and compliance documentation.
• Stay updated on macroeconomic trends and sector-specific risks affecting the Tunisian market.
• Participate in credit committee meetings and provide analytical support for decision‑making.

Required Skills

• Strong analytical and quantitative abilities with proficiency in Excel and statistical software.
• In‑depth knowledge of credit risk assessment methodologies and Basel III regulations.
• Excellent written and verbal communication skills in Arabic, French, and English.
• Ability to work independently and as part of a cross‑functional team.
• Attention to detail and strong organizational skills.
• Proficiency in credit risk management systems and databases.

Education

A Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline is required. A Master’s degree or professional certifications such as CFA, FRM, or CPA are considered an advantage.

Experience

Applicants should have 2‑4 years of experience in credit analysis, risk assessment, or related financial roles within a banking or financial services environment. Experience with corporate lending, SME financing, or consumer credit is highly valued.

Salary

The position offers a competitive salary range of SSP 1,800 to SSP 2,500 per month, commensurate with experience and qualifications. Performance‑based bonuses and incentives are also part of the compensation package.

Benefits

• Comprehensive health insurance coverage.
• Retirement savings plan with employer contributions.
• Paid annual leave and public holidays.
• Professional development allowance.
• Access to the bank’s digital banking platforms and employee discounts.

Training

• On‑boarding program covering bank policies, risk frameworks, and compliance.
• Continuous training in advanced credit risk modeling and regulatory updates.
• Opportunities to attend industry conferences and workshops.
• Mentorship from senior risk managers and access to internal knowledge bases.

Working Environment

Attijari Bank Tunisia provides a collaborative and inclusive workplace located in the modern Manouba Business Center. Employees benefit from state‑of‑the‑art technology, flexible working arrangements, and a culture that encourages innovation and professional growth. The bank promotes work‑life balance and supports diversity across all levels of the organization.

Application Process

Interested candidates should submit their updated CV and a cover letter through the online application portal on our website. Applications will be reviewed by the Talent Acquisition team, and shortlisted candidates will be contacted for an initial interview. The selection process includes a technical assessment, competency interview, and final discussion with the Credit Risk Manager.

Equal Opportunity Statement

Attijari Bank Tunisia is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, age, disability, religion, or national origin. All qualified applicants will receive consideration for employment.