Credit Officer for Consumer Lending Operations
Job Description
Credit Officer – Arab Tunisian Bank (ATB)
Company: Arab Tunisian Bank (ATB)
Location: Tunis, Tunisia
Position: Credit Officer
Employment Type: Full-Time
Industry: Banking & Financial Services
Department: Credit Risk Management
About the Role
Arab Tunisian Bank (ATB), one of Tunisia’s recognized banking institutions, is seeking a dedicated Credit Officer to join its lending and risk management team. The selected candidate will be responsible for evaluating loan applications, conducting credit assessments, reviewing financial documents, and supporting lending decisions while maintaining compliance with banking regulations.
This opportunity is ideal for professionals seeking jobs in Tunisia within the banking sector and looking to build expertise in credit risk, lending operations, and financial analysis.
Key Responsibilities
- Review personal, SME, and commercial loan applications.
- Perform detailed credit analysis and borrower assessments.
- Evaluate repayment capacity and financial stability of applicants.
- Analyze bank statements, income records, and financial reports.
- Prepare comprehensive credit recommendation reports.
- Monitor loan portfolios and identify potential risk factors.
- Ensure compliance with internal lending policies and regulatory standards.
- Coordinate with branch managers and relationship officers.
- Assist with loan renewals, restructuring, and recovery activities.
- Maintain accurate credit documentation and customer records.
- Support the bank’s risk management framework and portfolio quality objectives.
Professionals searching for job openings in Tunisia and career advancement in financial services will find significant growth opportunities in this role.
Education Requirements
- Bachelor’s Degree in Finance, Banking, Accounting, Economics, Business Administration, or related discipline.
- Master’s Degree in Finance or Banking is advantageous.
Experience Requirements
- 1–4 years of experience in banking, lending, credit administration, financial services, or risk assessment.
- Fresh graduates with strong academic backgrounds may be considered.
- Experience in retail lending, commercial banking, or loan processing is preferred.
Candidates interested in vacancies in Tunisia within the banking sector are encouraged to apply.
Preferred Skills
- Credit Risk Assessment
- Financial Analysis
- Loan Processing
- Banking Operations
- Portfolio Management
- Credit Underwriting
- Financial Reporting
- Regulatory Compliance
- Debt Recovery
- Customer Relationship Management
- Microsoft Excel
- Data Analysis
- Commercial Lending
- Retail Banking
- Problem Solving
For professionals exploring jobs in Tunis, this role offers exposure to a dynamic banking environment and opportunities for career development.
Training & Development
Selected candidates will receive training in:
- Credit Underwriting Techniques
- Financial Statement Analysis
- Banking Compliance Standards
- Anti-Money Laundering (AML)
- Customer Due Diligence (CDD)
- Loan Documentation Procedures
- Internal Credit Approval Processes
- Portfolio Monitoring and Risk Control
Individuals researching recruitment in Tunisia trends will find banking among the most stable professional sectors.
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Certifications Preferred
- Certified Credit Professional (CCP)
- Credit Risk Certification (CRC)
- Certified Banking Professional (CBP)
- Financial Risk Manager (FRM) – Advantageous
Salary & Benefits
Estimated Monthly Salary: TND 2,200 – TND 4,000
Benefits include:
- Performance Bonuses
- Medical Insurance
- Annual Leave
- Professional Development Programs
- Internal Promotion Opportunities
- Retirement Benefits
- Employee Banking Privileges
Professionals searching for banking jobs in Tunisia and hiring in Tunisia announcements will find this role highly competitive.
ATB continues to hire in Tunisia qualified professionals capable of supporting responsible lending growth and customer portfolio management.
Candidates following job posting in Tunisia platforms and monitoring credit officer jobs in Tunisia are encouraged to submit applications promptly.
More employment resources can be found at:
Career Progression
Successful Credit Officers may advance to:
- Senior Credit Officer
- Credit Analyst
- Risk Analyst
- Relationship Manager
- Branch Operations Manager
- Credit Risk Manager
- Corporate Banking Officer
Those interested in jobs in Sfax, jobs in Sousse, and broader position jobs in Tunisia may benefit from gaining experience with a leading financial institution.
Organizations that actively recruit in Tunisia continue to prioritize professionals with expertise in credit evaluation, financial analysis, and lending compliance.
Candidates researching a reliable job portal in Tunisia or evaluating current job openings in Tunis can use this opportunity as a pathway into advanced banking careers.
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Professionals involved in post a job in Tunisia initiatives and talent acquisition projects recognize that experienced credit professionals remain in demand throughout the financial sector.
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Application Process
- Submit an updated CV.
- Complete the initial screening process.
- Attend HR and technical interviews.
- Participate in a credit assessment evaluation if required.
- Complete onboarding upon successful selection.
This opportunity is particularly suitable for candidates seeking finance jobs in Tunisia, jobs in Tunisia banking sector, recruitment in Tunis, and long-term professional growth within one of the country’s established banking institutions.
